Patient Financing for Medical Practices
Give more patients a way to say yes to the care they need while creating additional opportunities for your practice.
Flexible patient-financing options can reduce upfront cost concerns, improve treatment acceptance, and give patients a more convenient way to pay for eligible medical and dental treatments.
Whether you operate a solo practice, a growing specialty group, or a multi-location healthcare organization, patient financing can become an important part of your treatment and payment process.
Simple application
Multiple financing options
Fast decisions
When patients can afford care, everyone wins.
Help More Patients Afford Treatment Without Discounting Your Services
When patients worry about cost, reducing your fees isn’t the only way to help them move forward.
Patient financing gives qualified patients another way to manage treatment expenses while allowing your practice to maintain the value of its services. Instead of focusing only on the full upfront cost, your team can introduce available payment options during the treatment consultation.
Increase Treatment Acceptance
Help address financial objections by giving qualified patients access to financing and potential monthly payment options.
Improve the Patient Experience
Give patients a private, convenient way to explore financing without an uncomfortable discussion about paying the entire treatment cost immediately.
Create Practice Revenue Opportunities
When more patients can move forward with treatment, your practice may complete more procedures and create additional revenue opportunities.
Overcome Financial Objections
Keep the conversation focused on the value of care by giving patients another way to manage the cost.
Solutions for Every Size Practice
Patient financing can support practices at different stages of growth.
Solo Practices
Independent providers can offer patients financing without creating an internal payment program or managing long-term payment collections themselves.
Group Practices
Multi-provider practices can introduce a consistent financing process across doctors, treatment coordinators, and office staff.
Multi-Location Practices
Larger organizations can offer financing across multiple offices while establishing consistent processes for staff and patients.
A Simple Workflow for Your Team
Patient financing should fit naturally into the way your practice already discusses treatment and payment.
1. Learn
Your staff receives information about the available financing programs, application process and appropriate ways to introduce financing.
2. Offer
When discussing treatment costs, your team can let patients know that financing options may be available.
3. Patients Say Yes
Patients apply in minutes and can get a decision quickly, so treatment can move forward.
Benefits for Your Practice
Offering financing gives your practice another way to support patients and address affordability barriers.
Potential benefits include:
- Higher treatment acceptance
- Fewer financial objections
- More completed treatment plans
- Additional revenue opportunities
- Less pressure to discount services
- A more consistent treatment-presentation process
- A better patient payment experience
- Greater differentiation in your market
- Minimal internal payment administration
- Stronger relationships with patients
Benefits for Your Patients
A large treatment expense can be difficult to manage, even when the patient wants or needs the care.
Patient financing may give qualified applicants:
- Access to treatment sooner
- Potential monthly payment options
- Greater flexibility when planning treatment
- Less pressure to pay the full cost upfront
- The ability to preserve available cash
- Clear terms to review before accepting
- A private application process
- More control over how they pay for care
- A less stressful treatment-cost conversation
- The opportunity to consider a more complete treatment plan
Patient Financing for a Wide Range of Specialties
We support medical and elective treatment practices, including:
General Dentistry and Orthodontics
Cosmetic Procedures
Medical Spas
Vision Care (LASIK and more)
Hearing Services and Devices
Medical Procedures and Elective Treatments
Specialty Treatments and More
Patient Financing FAQs
Patient financing allows qualified applicants to finance eligible medical or dental expenses rather than paying the entire cost upfront.
Financing can help address affordability concerns, reduce financial objections and give more patients an opportunity to proceed with treatment.
Programs may be available to dentists, medical practices, cosmetic providers, fertility clinics, vision practices, hearing-care providers and many other specialties.
Patients complete an application through the applicable financing provider and submit the requested personal and financial information.
No. Approval depends on lender requirements, applicant qualifications and verification of the information submitted.
Available financing amounts, rates, fees and repayment terms depend on the provider, program and individual applicant.
Generally, patient financing is provided and serviced by the third-party financing provider. Specific responsibilities vary by program.
Complete the practice information form. We will learn about your services and help you explore available financing solutions.
Ready to Offer Financing to Your Patients
Give your patients more ways to pay for treatment while creating more opportunities for your practice to grow.
No obligation to learn more.