Disclaimers

Effective Date: September 13, 2026

The information provided by OfferFinancingToPatients.com (“Website,” “we,” “our,” or “us”) is intended for general informational and business purposes.

By using this Website, you acknowledge and agree to the following disclaimers.

Not a Lender

OfferFinancingToPatients.com is not a bank, lender, creditor, or financial institution.

We do not:

  • Make loans or extend credit
  • Approve or decline financing applications
  • Determine applicant eligibility
  • Establish interest rates or repayment terms
  • Determine loan amounts
  • Collect loan payments
  • Guarantee financing or funding
  • Make credit decisions. Independent third-party lenders, financing platforms, or program providers offer and administer financing products.

No Guarantee of Financing

Submitting information through this Website does not guarantee that a medical practice will be enrolled or that a patient will qualify for financing.

Approval and available terms may depend on factors that include:

  • Applicant creditworthiness
  • Income and ability to repay
  • Requested financing amount
  • Treatment or procedure type
  • Participating lender requirements
  • State of residence
  • Verification of submitted information
  • Applicable laws and regulations

Not every applicant will qualify. Available financing products, amounts, rates, fees and repayment terms may vary.

Rates, Payments and Financing Examples

Any rates, monthly payments, financing amounts or repayment examples displayed on this Website are for illustrative purposes unless expressly stated otherwise.

Examples are not offers of credit and do not represent the terms available to every applicant.

The applicable lender determines actual financing terms and may include:

  • Interest charges
  • Origination fees
  • Late-payment fees
  • Other lender charges
  • Minimum or maximum financing amounts
  • Credit and income requirements
  • Repayment terms and conditions

Applicants should review all lender disclosures and financing agreements carefully before accepting an offer. Federal credit-advertising requirements apply when specific credit terms are promoted. Consumer Financial Protection Bureau

Third-Party Lenders and Providers

We may provide information about or connect users with independent financing providers. These providers are separate businesses and are not controlled by OfferFinancingToPatients.com.

We do not guarantee or endorse:

  • A lender’s approval decision
  • The accuracy of a lender’s information
  • A particular financing product
  • A specific rate, fee, or payment
  • The availability of any program
  • The performance of a financing provider
  • The security or operation of a third-party website

Use of a third-party service is governed by that provider’s own terms, privacy policy, disclosures and agreements.

No Financial Advice

Information on this Website does not constitute financial, credit, investment, accounting or tax advice.

Practices and patients should evaluate their own circumstances and consult qualified professionals when appropriate. Patients should consider whether they can reasonably afford the payments associated with any financing agreement.

Accepting financing may create a legally binding repayment obligation.

No Medical Advice

This Website does not provide medical advice, diagnoses, treatment recommendations,s or clinical guidance.

The availability of financing should not determine whether a treatment or procedure is medically appropriate. Patients should discuss treatment decisions, risks, alternatives, and expected outcomes with a qualified healthcare professional.

Do not delay or disregard professional medical advice because of information presented on this Website.

No Guarantee of Practice Results

Information describing the potential benefits of patient financing is general and does not guarantee that a practice will experience:

  • Increased treatment acceptance
  • More patients
  • Higher revenue
  • Increased case values
  • Fewer financial objections
  • Improved patient retention
  • Any other specific business result

Results vary by practice, specialty, market, treatment costs, staff participation, patient demographics, available financing programs,s, and other factors.

Statements about potential benefits should not be interpreted as promises or guarantees.

Practice Responsibilities

Medical and dental practices are responsible for:

  • Presenting financing information accurately
  • Providing patients with required disclosures
  • Avoiding misleading approval or payment claims
  • Protecting patient information
  • Complying with healthcare and privacy laws
  • Following applicable advertising and credit rules
  • Ensuring staff members are properly trained
  • Confirming that financing is available for the relevant treatment
  • Separating financial discussions from clinical recommendations

Practices should not represent that every patient will qualify or that a particular rate or monthly payment is guaranteed. The Federal Trade Commission provides current business guidance concerning advertising, finance, and consumer protection. FTC Business Guidance

Patient Responsibilities

Patients are responsible for:

  • Providing accurate application information
  • Reviewing all available financing terms
  • Understanding rates, fees and repayment obligations
  • Asking questions before accepting financing
  • Determining whether the proposed payments are affordable
  • Making payments according to the financing agreement

Patients should not accept financing until they understand the complete cost and contractual requirements.

Protected Health Information

General Website forms are not intended for medical records or protected health information.

Do not submit:

  • Patient names or identifying information
  • Diagnoses
  • Treatment records
  • Medical histories
  • Insurance information
  • Social Security numbers
  • Banking information
  • Other sensitive medical or financial information

Unless expressly established through a separate written agreement, use of this Website does not create a business-associate relationship under HIPAA.

Website Information

We attempt to provide accurate and helpful information, but we do not guarantee that all Website information is complete, current, error-free, or appropriate for every situation.

Financing programs, lender requirements, laws and service availability may change without notice.

Users should verify important information directly with the appropriate lender, financing provider,r or qualified professional.

Testimonials and Illustrative Results

Testimonials, examples and case studies describe individual experiences. They do not guarantee that another practice or patient will receive the same or similar result.

Results are influenced by circumstances that may not apply to every user.

External Links

The Website may contain links to third-party websites for convenience.

We do not control and are not responsible for the content, privacy practices, security, accuracy, availability, or services of third-party websites. Visiting or using a linked website is at your own risk.

Website Availability

We do not guarantee that the Website will always be available, secure, uninterrupted,d or free from errors.

We may modify, suspend or discontinue Website features or content at any time.

Limitation of Responsibility

To the fullest extent permitted by law, OfferFinancingToPatients.com is not responsible for losses or damages arising from:

  • Reliance on Website information
  • Financing applications or decisions
  • Third-party lender actions
  • Treatment or payment decisions
  • Financing denials
  • Changes in rates, fees, or terms
  • Third-party website use
  • Website interruptions or errors
  • Unauthorized submission of sensitive information. Our Terms and Conditions describe additional limitations.

Contact Us

If you have questions about these disclaimers, contact us through:

OfferFinancingToPatients.com
Website: https://offerfinancingtopatients.com/
Contact: https://offerfinancingtopatients.com/contact/