Patient Financing for Medical and Dental Specialties
Give your patients more ways to say yes with flexible financing options tailored to your specialty’s needs.
From routine services to higher-cost procedures, patient financing can help make eligible treatments more affordable. Qualified patients may be able to divide treatment expenses into manageable payments instead of paying the entire cost upfront.
For your practice, offering financing can reduce financial objections, increase treatment acceptance, and create additional growth opportunities.
Simple application
Multiple financing options
Fast decisions
When patients can afford care, everyone wins.
Financing for the Specialties You Serve
We help medical, dental, and elective-treatment practices offer flexible financing options that can make care more accessible to their patients.
Dentists
Help patients say yes to cosmeticm restorative and general dentistry treatments with flexible financing.
Orthodontists
Give patients and families another way to pay for braces, clear aligners and other eligible orthodontic services through potential monthly payments.
Oral Surgeons
Help patients manage the cost of dental implants, extractions, bone grafting and other eligible oral-surgery procedures.
Plastic Surgeons
Make cosmetic and elective procedures more financially accessible by allowing qualified patients to explore available financing options.
Medical Spas
Offer financing for eligible aesthetic treatment packages, skin-rejuvenation services, laser treatments, body-contouring procedures and other medical-spa services.
Dermatologists
Help patients finance cosmetic dermatology, skin treatments and other eligible medical or aesthetic procedures.
Weight-Loss Practices
Make eligible physician-supervised weight-loss programs, medications and treatment plans more attainable through flexible financing options.
Optometrists
Help patients manage the cost of eligible vision services, specialty lenses, eyewear and related treatments.
Chiropractors
Offer financing for eligible chiropractic treatment plans, rehabilitation programs and specialty services.
Hearing-Aid Providers
Help patients finance hearing aids, hearing devices, testing and other eligible hearing-care services.
LASIK Practices
Give patients another way to pay for LASIK and other eligible corrective-vision procedures through available monthly payment options.
Veterinary Practices
Give pet owners another way to manage the cost of eligible veterinary procedures, emergency care and ongoing treatments.
Benefits of Patient Financing Across Specialties
Regardless of your specialty, offering financing gives your practice another way to address treatment-cost concerns.
Increase Treatment Acceptance
When patients can explore monthly payment options, more may be able to move forward with recommended or elective treatment plans.
Improve the Patient Experience
Give patients a convenient and private way to consider financing without an uncomfortable conversation about paying the entire cost immediately.
Create Practice Revenue Opportunities
More accepted treatment plans can result in more completed procedures and additional revenue opportunities for your practice.
Stand Out in Your Market
Offering patient financing can demonstrate your practice’s commitment to affordability, flexibility and patient access.
Start Offering Patient Financing in 3 Simple Steps
Enroll Your Practice
Share a few details about your business and goals.
Let Patients Apply
Patients complete a simple application to explore available financing options.
Help More Patients Move Forward
Approved patients can select an available financing option and proceed with treatment.
Why Financing Matters for Higher-Cost Treatments
Many medical and dental procedures require patients to pay a significant amount out of pocket. Even when patients want or need treatment, the total cost can delay their decision.
Patient financing may allow qualified applicants to:
- Receive treatment sooner
- Divide eligible expenses into payments
- Preserve personal savings
- Avoid placing the entire expense on existing credit
- Consider a more complete treatment plan
- Review available terms before making a decision
Your practice can maintain its established fees while giving patients another potential way to pay.
Patient Financing FAQs
Patient financing may be available to dental, medical, cosmetic, fertility, vision, hearing, weight-loss, chiropractic, veterinary and other eligible healthcare practices.
Eligible treatments depend on the financing provider and program. Financing may be available for routine care, elective procedures and higher-cost treatment plans.
A patient completes an application through a third-party financing provider. If approved, the patient may receive one or more offers to review before deciding whether to proceed.
No. Financing is subject to lender approval, credit criteria, verification requirements, terms and conditions.
Patient financing can help reduce affordability objections, improve the payment experience and give more patients the opportunity to accept treatment.
Practice costs and program fees vary by financing provider. Review all applicable fees and requirements before enrolling.
The timeline depends on your practice, the financing program and whether all required information has been provided.
Generally, financing is provided and managed by independent third-party financing providers. Your practice introduces the option and directs interested patients to the appropriate application.
No. Application reviews and credit decisions are handled by the participating financing provider.
Staff members should explain that financing options may be available without guaranteeing approval, payments, rates or terms.
Ready to Offer Financing to Your Patients?
Give patients more ways to manage treatment costs while creating additional opportunities for your practice.
No obligation to learn more.